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June 20, 2012 By Darne Ridgley 2 Comments
It’s not what you make it’s what you keep I’m not sure who said this, but I know it to be true. So many times people budget by spending whatever they make. The problem with that is you never get ahead no matter how much you make. Even worse, you can’t always assume you will [...]

June 5, 2012 By Darne Ridgley Leave a Comment
So you’ve decided to sale your home. You’ve done the repairs, cleaned up the yard, and now your ready for the sign in the yard. The funny thing is, once your on the market you start to see so many other homes for sale. In fact, the more the look the more you see your [...]
March 23, 2012 By Darne Ridgley Leave a Comment
I bet you thought 100% financing was a thing of the past. WRONG!!! At BB&T it is alive and well with their C.H.I.P. (Community Homeownership Incentive Program) loan. Call me today to find out all the details 423 595 5006 or Call 423-716-4350 to speak to Tisha Little at BB&T Basicallly a C.H.I.P loan is a [...]

January 23, 2012 By Darne Ridgley Leave a Comment
This weekend Channel 3 eyewitness news stopped by our open house in Saint Ives to ask us a few questions about the housing market in Chattanooga. We lucked out and they were able to interview someone moving here from Salt Lake city. Click the photo below to watch the piece as it aired. Housing affordability= [...]

November 13, 2011 By Darne Ridgley Leave a Comment
In this years Home buyers and home sellers survey by NAR they found the average homeowner had stayed in their home nine years, which is up from the eight last years participants reported. More telling to me was first time home buyers reported they planned on staying in their home at least ten years before [...]
July 24, 2011 By Darne Ridgley Leave a Comment
It’s been a long couple of months of looking at homes and you and your realtor have looked at every home on the market, TWICE! Now, you’ve found it. The prefect home you’ve always dreamed of. It has everything you want and your ready to make an offer. But wait. I hate to do this [...]

July 15, 2011 By Darne Ridgley Leave a Comment
Are you looking at homes outside of the city limits? If so you may be able to buy that dream home with NO MONEY DOWN and no mortgage insurance premium with a USDA Rural Development Loan. This represents a significant saving over other loan programs in up front costs, and it comes at only a [...]

July 6, 2011 By Darne Ridgley 1 Comment
The cost of a home when you consider your monthly payment has increased very little since 1989 while the cost of most other things has at least tripled. Watch this video to see how interest rates affect the average monthly cost of owning a home.


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